New & Use Car Loan
New & Use Car Loan
Starting From:
₹
Bank Of Baroda
Indian Bank
Central Bank
HDFC Bank
ICICI Bank
Axis Bank
Kotak Mahindra Bank
Idfc Bank
Bandhan Bank
Yes Bank
Indusind Bank
Bank Of Baroda
Indian Bank
Financial Desk is Online
Your Trusted Partner for Loans & Finance in India
indian family buying car
indian couple buying house
financial advisor consulting client
indian business owner shop
signing loan agreement document
modern office desk discussion
indian family buying car
indian couple buying house
financial advisor consulting client
indian business owner shop
signing loan agreement document
modern office desk discussion
Quick Consultation
Get a personalized loan roadmap in 24 hours.
100% Private
Instant Alert
RBI Standards
12+
Loan
Segments
2k+
Happy
Families
0%
Car
Consulting
25+
Bank
Partners
Our Legacy
Empowering Surat's Dreams Through Finance
At Arpita Consultancy, we specialize in simplifying the loan journey for residents and businesses in Surat, Gujarat. Based at Silicon Shoppers on Udhana Main Road, we bridge the gap between financial aspirations and reality with expert consultancy across home, car, and business segments.
Home Loan Specialists
We manage end-to-end home loan processes, from fresh applications to transfers and top-ups, ensuring the most competitive interest rates in the market.
0% Consulting Car Loans
Arpita Consultancy offers a unique 0% consulting charge for both new and used car loans, making vehicle ownership more affordable for every family in Surat.
Business & Shop Financing
Fuel your entrepreneurial journey with our tailored shop and business loans. We help local enterprises scale with structured credit solutions.
Mortgage & Top-Ups
Unlock the value of your property with our mortgage loan services. We provide clear guidance on equity extraction for your financial needs.
"Arpita Consultancy is committed to providing transparent, efficient, and reliable financial consultancy in Gujarat. We don't just process files; we build pathways for your family's future and business growth."
— Pankaj Girase, Lead Consultant
Live Market ROI Dashboard
Unbeatable Rates with 0% Consulting Charge
Surat's most transparent financial desk. We don't charge you for our expertise — we work for your success.
10 Years
Of Trusted Excellence in the Loan Industry
Home Loan
7.20%
p.a*
Mortgage Loan
8.80%
p.a*
New Car Loan
8.00%
p.a*
Used Car Loan
12.50%
p.a*
Personal Loan
10.50%
p.a*
Business Loan
12.50%
p.a*
Authorized Banking & NBFC Partners
Bank Of Baroda
Indian Bank
Central Bank
HDFC Bank
ICICI Bank
Axis Bank
Kotak Mahindra Bank
Idfc Bank
Bandhan Bank
Yes Bank
Indusind Bank
Au Small Finance Bank
Jan Small Finance Bank
Tata Capital Finance
Aditya Birla Finance
Planning Tools
Smart EMI Calculator
Estimate your monthly repayments instantly. Adjust the loan amount, interest rate, and tenure to find a plan that fits your budget perfectly.
Instant Results
Real-time calculation as you type
Accurate Market Rates
Based on current bank ROI parameters
Our Loan Portfolio
Expert Financial Solutions
Comprehensive consultancy for every stage of life. From your first car to your dream shop, we have the right finance framework for you.
Home Loan
Home Loan
Starting From:
₹
Home Loan Transfer
Home Loan Transfer
Starting From:
₹
Home Loan Top Up
Home Loan Top Up
Starting From:
₹
Mortgage Loan
Mortgage Loan
Starting From:
₹
Shop Loan
Shop Loan
Starting From:
₹
Car Loan
Car Loan
Starting From:
₹
Use Car Loan
Use Car Loan
Starting From:
₹
Use Car Top up Loan
Use Car Top up Loan
Starting From:
₹
Car Refinance Loan
Car Refinance Loan
Starting From:
₹
Personal Loan
Personal Loan
Starting From:
₹
Business Loan
Business Loan
Starting From:
₹
Customer Satisfaction
What Surat Thinks of Arpita Consultancy
Real feedback from clients who secured their cars, homes, and businesses through our consultancy.
I was looking to get a used car loan and found their 0% consulting charge offer. The team at Arpita Consultancy guided me smoothly through the process. Very happy with their service in Surat.
Rajesh K.
Verified Client • Surat
Managed to get my home loan transfer done without any hassle. Their office in Udhana is easy to locate and the staff is very supportive.
Priya N.
Verified Client • Surat
Good experience applying for a business loan. They explained all the terms clearly and helped me choose the right option for my shop expansion.
Amit S.
Verified Client • Surat
Excellent service for personal loans in Surat. They are highly professional and responsive to all queries over phone and email.
Meera G.
Verified Client • Surat
Arpita Consultancy helped me secure a top-up loan for my home. Their expertise in mortgage and property loans is excellent. Will definitely consult them again.
Suresh B.
Verified Client • Surat
Common Inquiries
Clear Financial Guidance
We believe in complete transparency. Here are answers to common questions about our loan consultancy.
We offer a wide range of loan services including Home Loans, Home Loan Transfers, Home Loan Top Ups, Mortgage Loans, Shop Loans, Personal Loans, and Business Loans. We also assist with Car Loans, Used Car Loans, Used Car Top Up Loans, and Car Refinance Loans.
We offer a 0% consulting charge on both New and Used Car Loans. For more details on this, you can reach out to us directly.
Yes, we provide Home Loan Transfer services as well as Home Loan Top Up options. Please contact us via phone or email to discuss your requirements.
Our office is located at Office No. S-70/71, A-Wing, Silicon Shoppers, Opposite Eye Q Hospital, Udhana Main Road, Udhana, Surat, Gujarat.
You can get in touch with us by calling our phone number at 7016169846 or by emailing us at arpitaconsultancy0911@gmail.com. You can also visit our office in Surat to discuss your requirements.
Yes, we offer Shop Loans as part of our comprehensive financial consultancy services. You can contact us to inquire about the process.
Finance Repository
Latest Financial Insights
Authoritative guides on securing home loans, business financing, and car refinance options in India.
Expert Analysis
How to Choose the Right Home Loan Consultant in Surat
Planning to buy your dream home in Surat? Here is how to choose the right home loan consultant to make your home-buying journey smooth.
2026-07-06
Read Guide
Expert Analysis
How to Secure a Business Loan for Your Shop in Surat
Looking to expand your business or retail shop in Surat? Learn how a business or shop loan can help and how to apply easily.
2026-07-06
Read Guide
Expert Analysis
Guide to Getting a Used Car Loan and Refinance in India
Want to buy a pre-owned car? Read our guide on used car loans and car refinance options to get the best deal for your budget.
2026-07-06
Read Guide
Service Settlement
Advisory Settlement Details
For clients settling professional advisory fees or transaction milestones, please use the registered parameters below. All remittances are processed under standard Indian corporate compliance.
Domestic Remittance Routing
Account Holder
Arpita Consultancy
UPI Identifier
7016169846@upi
ℹ
Please share transaction reference numbers directly with your consultant after remittance.
Our Engagements
Consultancy Moments
Capturing moments of professional synergy and client success across Surat.
indian family buying car
indian family buying car
indian couple buying house
indian couple buying house
financial advisor consulting client
financial advisor consulting client
indian business owner shop
indian business owner shop
signing loan agreement document
signing loan agreement document
modern office desk discussion
modern office desk discussion
Initiate Consultancy
Empower Your Finance
Schedule a review with our lead consultants regarding home, car, or business loans. Our offices at Silicon Shoppers are open for walk-in discussions.
